Research and Development (R&D) is a key element of many organizations and, when well planned and used, enables a business to
generate increased wealth over a period of time.
In Vicoba,we have ICT department which is responsible of investigating all the
latest technologies, markets for members products and services ,also finding cheap and quick way in which vicoba members will communicate or use type on communication introduced.
Development is the process of trialling and applying relevant
technologies. R&D has allowed Vicoba members to develop its leading
position in the micro finance industry.
For example, as a result of its R&D work, Vicoba:
- Vicoba App
- Hangout Groups
- Members own smartphones, ipads, computers etc
- whatsapp and mail groups being created.
